therefore, takes credit redistributive function

In determining the functions of the loan must be borne in mind that when you change economic substance of the historical development and its changing function. With credit for the cost of redistribution return basis, therefore, takes credit redistributive function. It common to all forms and types of credit. Can only be redistributed value (as in the commodity and in cash), which currently is free. In this case, the owner of... selengkapnya »

direct and indirect lending

Kredytni relations between commercial banks and borrowers are built on the basis of credit contracts (agreements). In practical activities of banks rozriznyayetsya direct and indirect lending. In the direct kredytuvanni agreement on the loan is concluded directly between creditor bank i borrower. Indirect Lending occurs at purchase bank financial liabilities (usually promissory notes) of the borrower. Usually, the relationship... selengkapnya »

commodity production

According to R. and B. Kotsovskoyi Rychakivska concept of "credit" came at a certain stage of human development as a historical phenomenon. Development banks and commodity production, circulation followed closely next i pereplitalys, ie the relationship between producers and creditor arose when the seller needed to sell the product, and the buyer is not have the money to buy it. Therefore there is a need, such as transfer of goods... selengkapnya »

The banking system by providing loans organizes and maintains

The banking system by providing loans organizes and maintains traffic capital ensures its involvement, accumulation and redistribution in those the production and circulation, where there is a deficiency of capital. Activity PAT "Raiffeisen Bank Aval" as any activity other businesses and provided as standardized the Constitution of Ukraine and laws and regulations. According to Article 42 of the Constitution of Ukraine, everyone... selengkapnya »

textbooks, manuals, and other sources

theoretical basis of the work are Ukrainian and foreign scientists (A. Frost, M. Savluk, SN Kabushkin, A. Milalai, IN Verhunenko Persia, and others), laws and regulations Verkhovna Rada of Ukraine, President of Ukraine, National Bank of Ukraine, Intra instructions and conditions. Knowledge base are reporting and current commercial bank materials, data periodical press, textbooks, manuals, and other sources of information [1-12,17,27,38-41,64]. ... selengkapnya »

The aim of this work is to find ways to improve

The subject of research is the lending activity of PJSC "Raiffeisen Bank Aval ". The aim of this work is to find ways to improve lending activity a PAT "Raiffeisen Bank Aval" Based on the defined target objectives of this thesis are: 1) reveal the essence and the main aspects of credit commercial bank; 2) explain the concept of credit risk and portfolio structure; 3) to consider the regulatory and legal framework in the field... selengkapnya »

control over the intended use of the loan

In view of the existing problems and the situation in the money market, questions on how to improve credit activities are quite interesting. Indeed, the study of the sources and forms of repayment, development methods to reduce the proportion of bad loans in total loans, the effective use of the analysis provided loans effectively manage interest rate risk for banks allowance for possible losses on loans, implementation of quality ... selengkapnya »